25 Best Businesses to Start as a Teenager in 2026

📅 Last updated: March 07, 2026

You don't need a degree, a lot of money, or years of experience to start a real business. As a teenager, you have advantages adults don't: time flexibility, digital native skills, lower living costs, and the ability to take risks without mortgages to pay. This guide covers 25 legitimate businesses you can start now — most for under $500 — that build real skills, generate real income, and set you up for whatever comes next.

$0-500
Startup Cost for Most Ideas
$500-2K
Monthly Income Potential
$199/mo
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Your AI business partner — handle clients, marketing, and operations like a pro.

Bizzby gives young entrepreneurs AI tools for client communication, invoicing, marketing, and business operations — for $199/mo. Look like an established business from day one, even if you're just starting out.

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The Opportunity
Why Starting Young Is an Advantage

Being a teenage entrepreneur isn't a limitation — it's a superpower. Here's why.

💪

Advantages Teenagers Have

  • Time flexibility — After school, weekends, summers
  • Digital native — Social media, tech, trends come naturally
  • Low overhead — No rent, no family to support
  • Risk tolerance — Can experiment without major consequences
  • Network access — School, sports, activities = potential customers
⚠️

Challenges to Navigate

  • ⚠️ Legal limitations — Some contracts require parental consent
  • ⚠️ Transportation — May need rides or restrict to local work
  • ⚠️ School priority — Grades come first, business second
  • ⚠️ Experience gap — May need to prove capability vs. adults
  • ⚠️ Banking limits — May need parent for business accounts

Legal Basics for Teen Entrepreneurs

  • Age requirements vary by state — Most states allow minors to work for themselves, but some business types (food, driving) have age restrictions
  • Business structure — Minors typically cannot form LLCs independently. Options include: operating as a sole proprietorship with parental oversight, parent forms LLC and employs teen, or wait until 18 to formalize
  • Contracts — Contracts signed by minors are often voidable. Have a parent co-sign important agreements
  • Banking — Most banks require an adult co-signer for minor business accounts. Some teen-focused banks (Greenlight, Step) offer business features
  • Taxes — If you earn over $400/year, you must file taxes. Keep records of income and expenses. A parent can help or hire a tax preparer
  • Insurance — For service businesses, consider general liability coverage. Some homeowner's policies cover minor business activities
The Complete List
25 Businesses Teenagers Can Start Now

Organized by startup cost and time commitment. All are legal for most teenagers with appropriate permissions.

1

🤖 AI-Powered Social Media Management

Startup cost: $0 | Earning potential: $500-2,000/month | Time: Flexible, 5-15 hrs/week

Use AI tools to manage social media for local businesses — content creation, scheduling, engagement, and analytics. Businesses desperately need social media help but can't afford agencies. You offer affordable, AI-enhanced service that delivers results.

  • What you'll do: Create Instagram/TikTok/Facebook content for local businesses using AI writing and design tools; schedule posts; respond to comments; track analytics; suggest strategy improvements
  • Why it works: AI multiplies your productivity — tools like Canva AI, ChatGPT, and scheduling platforms let you manage 5-10 clients part-time
  • How to start: Create sample content for 3 local businesses (restaurant, boutique, gym) as your portfolio. Walk in and offer a free week to prove value. Convert to $300-500/month retainers
  • Skills you'll build: Marketing, client communication, content strategy, analytics interpretation
2

🎥 AI Content Creation Services

Startup cost: $0-100 | Earning potential: $300-1,500/month | Time: Flexible, 5-10 hrs/week

Create YouTube scripts, blog posts, marketing copy, video edits, thumbnails, and graphics using AI tools. Sell services on Fiverr, Upwork, or directly to creators and small businesses who need content but lack time.

  • Services to offer: YouTube script writing, video editing, thumbnail design, blog post writing, social media captions, email newsletters, podcast show notes
  • AI tools you'll use: ChatGPT/Claude for writing, Midjourney/Canva for graphics, CapCut/Descript for video, ElevenLabs for voiceover
  • Pricing: Start at $25-50 per deliverable. As you build portfolio and reviews, raise to $100-300 per project
3

🐕 Pet Sitting and Dog Walking

Startup cost: $0-100 | Earning potential: $300-1,000/month | Time: Before/after school, weekends

Classic teenage business with consistent demand. Busy pet owners need reliable care. Rover, Wag, and local Facebook groups make finding clients easier than ever. Build relationships for recurring income.

  • Services: Dog walking (30-60 min visits), pet sitting (in-home visits while owners away), pet feeding, overnight stays (if parents approve)
  • Pricing: Dog walks $15-25/visit; pet sitting $20-40/visit; overnight $50-100/night
  • Safety: Meet pets with parents present first, get emergency contact info, know vet location, carry phone always
  • Growth: Start with neighbors, expand through referrals and Rover/Wag apps. Reliable teens get booked solid
4

📚 Tutoring (Academic and Test Prep)

Startup cost: $0 | Earning potential: $500-2,000/month | Time: After school, weekends

If you excel in a subject — math, science, English, Spanish, SAT/ACT prep — you can tutor younger students. Parents pay $30-80/hour for quality tutoring. One-on-one or small group sessions at library, online, or client's home.

  • Subjects in demand: Math (Algebra, Calculus), Science (Biology, Chemistry), English/writing, Spanish/French, SAT/ACT prep, elementary reading/math
  • How to find students: Post on Nextdoor, school parent groups, community Facebook groups, Wyzant, Care.com. Ask teachers for referrals (if allowed)
  • Pricing: $30-50/hour for general subjects; $50-80/hour for SAT/ACT prep. Group sessions (3-4 students) at $25/person = $75-100/hour
  • AI enhancement: Use AI to create practice problems, generate worksheets, and personalize study plans for each student
5

🌱 Lawn Care and Yard Work

Startup cost: $0-500 | Earning potential: $500-3,000/month (seasonal) | Time: Weekends, summers

Mowing, edging, weeding, mulching, leaf removal, and basic landscaping. Steady demand in suburbs, especially spring through fall. Many homeowners prefer hiring a reliable local teen over big landscaping companies.

  • Equipment needed: Lawn mower (start with family's or buy used), weed whacker, leaf blower, basic tools. Total: $300-800
  • Pricing: Mowing $25-60/yard depending on size; edging $10-20; leaf cleanup $50-150; mulching by the bag or hour
  • Getting clients: Door-to-door flyers in your neighborhood, Nextdoor posts, "first mow free" offers to prove quality
  • Expansion: Add fertilizing, planting, pressure washing as you learn. Hire friends and take a cut as you grow
6

👶 Babysitting

Startup cost: $0-50 | Earning potential: $200-800/month | Time: Evenings, weekends

The classic teenage business still in high demand. Parents pay premiums for responsible, experienced sitters. Red Cross babysitting certification (4-6 hour course, ~$50) increases credibility and rates.

  • Rates: $12-20/hour depending on your age, experience, number of kids, and location. Newborn/infant care commands premium
  • Finding families: Start with neighbors, family friends, church/community groups. Ask for referrals. Create Care.com or Sittercity profile
  • Safety first: Get certified in CPR/first aid, have parents fill out emergency contact sheet, follow all house rules, no guests without permission
  • Standing out: Bring a "babysitter bag" with books, crafts, and games. Parents love sitters who actively engage kids
7

🚗 Car Washing and Detailing

Startup cost: $100-300 | Earning potential: $300-1,500/month | Time: Weekends, after school

Mobile car washing — you go to clients' homes or they come to you. Interior and exterior cleaning, waxing, and detailing. High margins (supplies cost ~$5-10 per car, charge $40-100).

  • Services: Exterior wash ($20-40), interior vacuum/wipe ($20-40), full detail ($80-150), wax/polish ($50-100)
  • Supplies: Quality soap, microfiber towels, vacuum, glass cleaner, tire shine, interior protectant. Total: $100-200
  • Setup: Work at clients' driveways (bring own water if possible) or offer pickup/dropoff service
  • Marketing: Before/after photos on Instagram/TikTok, flyers at office buildings, "wash while you work" service for commuters
8

🛍️ Reselling (Clothing, Sneakers, Electronics)

Startup cost: $100-500 | Earning potential: $500-5,000/month | Time: Flexible, self-directed

Buy undervalued items at thrift stores, garage sales, clearance sales, or online, then resell for profit on eBay, Poshmark, StockX, GOAT, or Mercari. Requires knowledge of brands and market values.

  • Categories: Vintage clothing (Levi's, band tees), sneakers (limited releases, retros), electronics (vintage gaming, audio), books (first editions, textbooks), collectibles
  • Sourcing: Thrift stores, estate sales, Facebook Marketplace, garage sales, clearance racks, online arbitrage
  • Platforms: Poshmark (clothing), eBay (everything), StockX/GOAT (sneakers), Mercari (general), Depop (trendy/vintage), local Facebook groups
  • Research: Check sold listings (not asking prices) before buying. Start with categories you know, expand gradually
9

📸 Photography Services

Startup cost: $0-500 | Earning potential: $500-3,000/month | Time: Weekends, events

Smartphone cameras are now professional-quality. Offer headshots, event photography, real estate photos, product photography for Etsy sellers, or senior portraits. AI editing tools speed up post-production.

  • Services: Senior portraits ($200-500/session), event photography ($50-150/hour), headshots ($100-300/session), product photography ($20-50/product), real estate photos ($100-300/listing)
  • Equipment: Start with smartphone + free editing apps (Snapseed, Lightroom Mobile). Upgrade to used DSLR ($300-500) as you earn
  • Portfolio building: Shoot friends and family for free initially. Use best shots in online portfolio. Offer discounted rates for first 5 paying clients
  • AI tools: Use AI for editing (Lightroom AI), background removal (Remove.bg), and image enhancement (Topaz)
10

💻 Tech Support for Seniors

Startup cost: $0 | Earning potential: $300-1,000/month | Time: Flexible

Help seniors with smartphones, computers, tablets, WiFi setup, printer issues, and software problems. Patient, clear explanations are the product — seniors pay well for respectful, understandable tech help.

  • Services: Phone/computer setup, software installation, WiFi troubleshooting, printer setup, email configuration, photo organization, Zoom setup for family calls, security basics
  • Pricing: $30-60/hour or $50-100 per "fix." Offer monthly retainer ($100-200) for ongoing support
  • Finding clients: Post at senior centers, libraries, churches, and retirement communities. Ask for referrals — satisfied seniors tell friends
  • Approach: Be patient, speak clearly, write down steps, never make them feel stupid. This is a relationship business
11

🧵 Handmade Crafts and Jewelry

Startup cost: $100-300 | Earning potential: $200-1,000/month | Time: Flexible, evenings

If you're crafty, sell handmade items on Etsy, at local markets, or through Instagram. Friendship bracelets, resin art, polymer clay earrings, crochet items, and custom illustrations are popular with teens.

  • Product ideas: Custom name jewelry, resin keychains, embroidered patches, crochet plushies, digital art prints, personalized gifts, beaded jewelry
  • Platforms: Etsy (fees but huge audience), Instagram (build following then sell), local craft fairs, school events, Depop (trendy items)
  • Pricing: Material cost × 2 + time at $10-15/hour. Track all costs for accurate pricing
  • Scaling: Start with made-to-order to minimize inventory risk. As you learn what sells, keep popular items in stock
12

📦 Delivery and Errand Services

Startup cost: $0-100 (bike/scooter) | Earning potential: $300-1,000/month | Time: Afternoons, weekends

Deliver groceries, takeout, packages, or run errands for busy professionals, elderly neighbors, or sick/quarantined families. Personal service with a human touch beats DoorDash for local relationships.

  • Services: Grocery shopping, pharmacy pickup, dry cleaning delivery, package delivery, general errands, meal delivery from non-app restaurants
  • Pricing: Per delivery ($10-25) or hourly ($15-25/hour). Minimum order/delivery distance to make it worthwhile
  • Transportation: Bike for local, car if licensed and parents approve, or just focus on walkable radius
  • Safety: Share location with parents, carry phone, know emergency numbers, don't enter homes unless necessary
13

🎮 Gaming Services (Coaching, Streaming Setup)

Startup cost: $0-200 | Earning potential: $300-2,000/month | Time: Evenings, weekends

If you're skilled at popular games (Fortnite, Valorant, Minecraft, Roblox), offer coaching to younger players or help streamers with technical setup. Parents pay for kids to learn from responsible older teens.

  • Coaching: One-on-one gameplay lessons, strategy sessions, aim training, game-specific skills. $20-50/hour
  • Technical services: Stream setup (OBS, overlays), PC optimization, audio setup, Discord server creation. Flat rates ($50-200) or hourly
  • Platforms: Fiverr, Gamer Sensei, Discord communities, local parent groups (many parents seek "gaming mentors" for kids)
  • Content: Build TikTok/YouTube showing tips — free marketing that establishes expertise
14

🎵 Music Lessons

Startup cost: $0 | Earning potential: $400-1,500/month | Time: After school, weekends

If you play piano, guitar, violin, drums, or voice at intermediate+ level, teach beginners. One-on-one lessons at students' homes or online via Zoom. Parents prefer teen teachers for younger kids — relatable and affordable.

  • Pricing: $25-40 per 30-min lesson; $40-60 per hour. Undercut adult teachers by 20-30% while building experience
  • Target: Elementary and middle school beginners who need fundamentals and encouragement
  • Finding students: Post in parent groups, ask school music teacher for referrals, flyer at community center, create local Facebook post
  • Structure: 30-min weekly lessons, monthly payment upfront (reduces no-shows), recital for students after 6 months
15

🏠 House Sitting

Startup cost: $0 | Earning potential: $200-800/month | Time: School breaks, weekends

Stay at someone's home while they're away to care for pets, plants, collect mail, and provide security. Often pays better than pet sitting because it's 24-hour coverage. Popular during summer and holidays.

  • Duties: Pet care, plant watering, mail collection, light maintenance, security presence, keeping home lived-in
  • Pricing: $50-150/night depending on responsibilities, location, and number of pets
  • Trust building: Start with neighbors who know your family. Get references. Be professional in all communications
  • Requirements: Parents must approve overnight stays, know location and emergency contacts, and establish check-in rules
16

💪 Fitness Coaching for Kids

Startup cost: $0-100 | Earning potential: $300-1,200/month | Time: After school, weekends

Coach younger kids in soccer, basketball, tennis, swimming, or general fitness. Parents hire teens as "skills coaches" for one-on-one training or small groups. Relatable, energetic, and affordable vs. adult trainers.

  • Format: One-on-one ($30-50/hour) or small group ($15-25/kid for 3-4 kids). Hour-long sessions
  • Sports: Soccer, basketball, tennis, baseball/softball, swimming (if lifeguard certified), volleyball, general athletic training
  • Locations: Local park, school field, community center, client's backyard, public courts
  • Marketing: Parent groups, sports team parents, school announcements (if allowed), community center bulletin board
17

🌐 Website Building for Local Businesses

Startup cost: $0 | Earning potential: $500-3,000/month | Time: Flexible

Use no-code tools (Wix, Squarespace, WordPress) and AI to build simple websites for local businesses that don't have one. Restaurants, contractors, salons, and shops need basic sites but can't afford agencies.

  • What you build: 3-5 page sites (Home, About, Services, Contact). Mobile-responsive. Basic SEO. Google Maps integration
  • Pricing: $500-1,500 per site (one-time) + $50-100/month maintenance/hosting. Or $200-500 for simple refreshes of existing sites
  • AI tools: ChatGPT for copy, Midjourney/Canva for images, no-code builders for construction. Build in 5-10 hours what used to take 40+
  • Target: Older business owners who know they "need a website" but don't know where to start
18

🎨 Face Painting and Party Entertainment

Startup cost: $100-200 | Earning potential: $300-1,500/month (weekends) | Time: Weekends, parties

Face painting, balloon animals, temporary tattoos, or simple magic at kids' birthday parties and community events. Weekend work that pays well and is genuinely fun. Parents book weeks ahead.

  • Services: Face painting ($75-150/hour), balloon twisting ($50-100/hour), glitter tattoos ($50-100/hour), combined entertainment packages
  • Supplies: Quality face paint (Snazaroo, TAG), brushes, sponges, design book, chair, table, banner. Total: $100-200
  • Booking: Parent groups, party venue partnerships, community events, school fairs, create simple website with photos of your work
  • Growth: Train a friend, book two parties same day, take percentage as you scale
19

🚲 Bike Repair and Maintenance

Startup cost: $200-500 | Earning potential: $300-1,200/month | Time: After school, weekends

If you know bikes, offer repair services from your garage or go mobile. Flat fixes, tune-ups, brake adjustments, cleaning/lubing. Every neighborhood has cyclists who need maintenance but don't want shop prices.

  • Services: Flat tire repair ($15-25), tune-up ($40-75), brake adjustment ($20-30), gear adjustment ($20-30), cleaning/lubing ($25-40), assembly ($50-100)
  • Tools needed: Basic tool set ($150-300), pump, stand (optional, $50-100), cleaning supplies
  • Marketing: Local cycling groups, Nextdoor, school announcements, bike rack flyers, Strava local segments
  • Advantage: Same-day or next-day service, pickup/delivery, personal touch vs. bike shop backlog
20

📝 Essay Editing and Writing Coaching

Startup cost: $0 | Earning potential: $400-1,500/month | Time: Evenings, weekends

Help students improve essays, college applications, and writing skills. Not writing FOR them (that's academic dishonesty), but coaching them to write better — structure, flow, grammar, impact.

  • Services: College essay coaching ($200-500/package), paper editing/feedback ($30-50/hour), writing tutoring ($40-60/hour)
  • AI assistance: Use AI to identify grammar issues, suggest structure improvements, check flow — then teach the student why changes help
  • Marketing: School counselor referrals (if allowed), parent groups, senior class posts, community Facebook groups
  • Important: Maintain boundaries. Coach and edit, don't write original content. Be clear about your role
21

🎤 Voiceover and Audio Services

Startup cost: $100-300 | Earning potential: $300-1,500/month | Time: Flexible

If you have a clear voice, offer voiceover for YouTube videos, ads, e-learning, and podcasts. AI tools help with editing and enhancement. Record from a closet (natural soundproofing).

  • Setup: USB microphone ($50-150), pop filter ($20), closet or padded space for recording, free editing software (Audacity)
  • Platforms: Fiverr, Voices.com, ACX (audiobooks), Upwork, direct outreach to YouTubers who need narration
  • Pricing: Start at $20-50 per project on Fiverr. As you build reviews and demo reel, raise to $100-300+ per project
  • AI tools: Descript for editing, AI enhancement for audio cleanup, script generation tools
22

🎉 Event Setup and Decoration

Startup cost: $200-500 | Earning potential: $400-2,000/month | Time: Weekends

Help set up for parties, weddings, corporate events — arranging tables, setting up decorations, balloon installations, basic floral arranging. Physical work that pays well and connects you to event industry.

  • Services: Setup/breakdown ($20-30/hour), decoration installation (flat rate per event), balloon arches ($100-300), basic centerpieces, table settings
  • Getting started: Work with local event planners, venue coordinators, or party rental companies. Offer to assist at events to learn
  • Tools: Basic tool kit, ladder, dolly, vehicle for transport. Invest as you earn
  • Growth: Learn design skills, build portfolio of events, eventually plan and decorate entire parties
23

🐶 Dog Training (Basic Obedience)

Startup cost: $50-200 (certification) | Earning potential: $400-1,500/month | Time: Weekends, after school

After completing a basic dog training certification (online, $50-200), offer puppy basics and obedience training to new dog owners. One-on-one sessions or small group classes at parks.

  • Services: Puppy basics ($50-75/session), basic obedience ($50-75/session), group classes ($20-40/puppy for 4-6 week courses)
  • Certification: AKC Canine Good Citizen evaluator, CPDT-KA (requires 18+ but can start learning), or online courses from Victoria Stilwell, Zak George
  • Marketing: Vet office bulletin boards, pet store partnerships, dog park conversations, puppy class referrals
  • Approach: Focus on positive reinforcement, patience, and owner education. Results and happy dogs bring referrals
24

🌳 Plant Care and Gardening Services

Startup cost: $50-150 | Earning potential: $200-800/month | Time: Flexible, seasonal

Plant sitting while owners travel, garden maintenance, container gardening setup, and basic landscaping. Plant parents need reliable care for their green children when away.

  • Services: Plant sitting visits ($15-25/visit), garden weeding/maintenance ($20-30/hour), container planting ($50-150 per project), indoor plant care
  • Knowledge: Learn basic plant care — watering needs, light requirements, common issues. You don't need to be a horticulturist, just reliable and careful
  • Marketing: Nextdoor, local plant groups, house sitter networks, offer to existing plant-owning clients of other services
  • Expansion: Sell propagated plants, create simple planters, offer "plant styling" for homes
25

📊 Data Entry and Virtual Assistant Services

Startup cost: $0 | Earning potential: $300-1,500/month | Time: Flexible, evenings

Offer basic data entry, spreadsheet organization, email management, appointment scheduling, and simple research to busy professionals and small businesses. Entry-level remote work that builds professional skills.

  • Services: Data entry ($15-25/hour), spreadsheet organization, email sorting/responding, calendar management, research, social media posting
  • Platforms: Fiverr, Upwork, Fancy Hands, Belay, Time Etc, direct outreach to small business owners
  • Skills needed: Proficiency in Excel/Google Sheets, fast typing, attention to detail, reliability, basic professionalism
  • AI advantage: Use AI to speed up data analysis, generate formulas, draft responses, and automate repetitive tasks. Handle more clients in less time
AI Superpowers
How AI Makes Teen Businesses More Competitive

AI isn't just for tech companies. It's a force multiplier for teenage entrepreneurs, letting you deliver professional-quality work that competes with adult businesses.

What AI Does for Your Business

📝 Communication

  • Draft professional emails to clients
  • Write marketing copy and social posts
  • Create proposals and quotes
  • Respond to common questions automatically

🎨 Design & Creative

  • Create logos and branding
  • Design social media graphics
  • Edit and enhance photos
  • Generate marketing materials

📊 Organization

  • Schedule appointments automatically
  • Send reminder texts and emails
  • Track income and expenses
  • Generate invoices and receipts

📈 Growth

  • Research competitors and pricing
  • Optimize your Google Business listing
  • Generate content for marketing
  • Request and track reviews

Bizzby Starter ($199/mo) gives teenagers the same AI tools that $100K+ businesses use — making you look professional, organized, and established from day one.

Bizzby Plans
AI Tools for Teen Entrepreneurs

Professional-grade business tools that fit a teenager's budget and schedule.

🚀 Bizzby Starter
$199/mo
Perfect for teen entrepreneurs. AI client communication, scheduling, invoicing, marketing, and business operations. Makes any teenage business look professional and established from day one.
📚 Teen Discount
Verified Students
Students 16+ with valid school email can access Bizzby resources, community, and educational content to learn entrepreneurship skills alongside their business journey.
💰 ROI Example
3-5x Return
Adding 2 new clients through professional AI-powered communication ($100/client × 2 = $200) pays for Bizzby. Saving 8 hours/month of admin work = 8 hours you can spend earning instead.
🎓 Skills for Life
Priceless
Running a business as a teenager teaches customer service, finance, marketing, and responsibility — skills that pay dividends in college applications, scholarships, and future careers.
Common Questions
Teenage Entrepreneurship FAQ
What businesses can teenagers legally start?
Teenagers can legally start most service businesses including lawn care, pet sitting, tutoring, babysitting, social media management, content creation, car washing, reselling, tech support, music lessons, and delivery services. Some states have age restrictions on specific activities (food handling, certain licenses). Minors generally cannot form LLCs independently and may need a parent to co-sign contracts and business bank accounts. Check your local regulations for any age-specific requirements in your area.
How much money do I need to start a business as a teenager?
Most teenage businesses can start with $0-500. Service businesses (tutoring, lawn care, pet sitting) often require minimal equipment you may already own. Product-based businesses might need $200-1,000 for initial inventory. AI-powered service businesses can start at essentially zero if you already have a phone or computer. The key is starting with what you have and reinvesting profits to grow. Many successful teen businesses start with under $100.
Can a teenager make real money with AI tools?
Absolutely. AI dramatically lowers barriers to entry for service businesses. A teenager can offer social media management, content writing, graphic design, video editing, customer service, and administrative support — all powered by AI tools that multiply productivity. What once required years of training or expensive software is now accessible to anyone with AI assistance. Many teenage AI-powered service providers earn $500-2,000/month working part-time around school schedules.
What's the best business for a busy high school student?
The best businesses for busy students offer flexibility around school schedules: Tutoring (after school and weekends), social media management (can be done evenings from home), content creation (flexible timing), pet sitting/walking (before and after school), and online services using AI (work from anywhere, anytime). Avoid businesses requiring strict daytime hours or extensive weekend commitments during school months. Summer break is when you can ramp up hours significantly.
Do teenage businesses need to pay taxes?
Yes, if you earn more than $400 in a year from self-employment, you must file taxes and pay self-employment tax (Social Security and Medicare, ~15.3%). Many teenagers don't owe income tax due to the standard deduction, but self-employment tax applies regardless of age. Keep good records of income and expenses. A parent can help you file, or you can use tax software. The discipline of tracking finances is excellent practice for future financial management.

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